Category: Credit

Credit Corp Inc. is a multinational financial services provider, and it faces significant issues due to challenges in providing its services with outdated IT infrastructure. The old incorporated technologies have led to delays in service rendering to its existing customers. Target customers are expressing fears due to the companys service delays. For CreditCorp Inc. to…

Executive Summary The use of credit by consumers necessitates the use of an approval process by banks to vet suitable candidates to avert lending risks. The major risks a bank deals with when forwarding credit facilities is fraud and default. Banks use credit rating as the first line of defence against credit and fraud associated…

Table of Contents Introduction Overview of Chinas Social Credit System Evaluating Chinas Social Credit System Personal Opinion of the Author Conclusion Works Cited Introduction The technological breakthrough of the 21st century resulted in the rethinking of individual privacy concepts and surveillance ethics. Governments and companies all over the world are now able to gather, store,…

Table of Contents Justice My Interview with Patterson Pattersons Allegations Reference List Justice In Patterson v. McLean Credit Union, Patterson, an African-American woman who worked for McLean, a small company with less than 15 employees, sued the employer claiming that he (employer) discriminated her by promoting a white person to the position of an accountant.…

Bail for credit is a system of releasing defendants awaiting trial who cannot afford to pay the required bail amount. In this system, defendants are given a loan in the amount of the bail, which must be paid back  with interest  to the lender, who is typically a bail bondsman. It is also…

The United States currently enjoys the highest standard of living in the world: more food, clothing, bathtubs, automobiles, household appliances, and toothpaste is available per consumer than in any other country; everything is bigger or better or more plentiful than elsewhere. By and large, Americans take their material well-being for granted or, when they do…

Table of Contents Introduction Research Question Hypotheses Variables Descriptive Statistics ANOVA and ANCOVA Conclusion References Introduction The purpose of the research study was to determine whether students who do the extra credit project learn more and do better in the course (as observed by their total score in class) in spite of their individual score…

Credit analyst scrutinizes historical financial data for companies and individuals seeking a loan from money lenders to verify the creditworthiness and possible risk associated with lending the funds. They approve loan application by determining the likelihood of repayment. The minimum qualification for the position is a bachelors degree in accounting, finance, or any other business-related…

Credit occurs where the payment method is progressive or in instalments with an agreed specified time between the seller and the buyer. In business, risks, as Amankwah-Amoah and Wang (2019) stipulate, are the possible dangers to and unwelcome repercussions on a companys performances, renowned capital, customer base, and income. On the other hand, opportunities are…

Different state laws in states across the United States limit employers from checking the financial situations of their employees. This paper overviews how a manager can employ an ethical theory of utilitarianism to handle a situation and conflict of a qualified candidate with poor credit checks. The applicable theory is utilitarianism, which mainly focuses on…